Mortgage rates

The national average 30-year rate is now 6.10%, according to Freddie Mac, which is still near its three-year low. However, the Federal Reserve did not lower the federal funds rate at its January 28 meeting, and it probably won’t cut…

The Federal Reserve has decided to hold off on further cuts to short-term interest rates for an undetermined period. Meanwhile, a new Fed chairman is waiting in the wings. What does all this mean for mortgage rates? …

For anyone dreaming of homeownership or looking to refinance, the news is incredibly positive: 30-year fixed mortgage rates have plummeted by a significant 87 basis points over the past year, hitting some of the lowest points we've seen…

By Michael S. Derby NEW YORK, Jan 22 (Reuters) - There's scant evidence so far that U.S. President Donald Trump's bid to make housing more affordable by purchasing mortgage-backed bonds has had its desired effect, and to the extent…

The U.S. housing market slump dragged into its fourth year in 2025 as sales remained stuck at a 30-year low with rising home prices and elevated mortgage rates keeping many prospective home shoppers out of the market. Sales of…

Mortgage rates took a sharp turn lower following President Trump's announcement last week of plans to ease home affordability and lower mortgage rates. Home loan rates continue their downward turn. According to Zillow, the average…

The average rate on a 30-year U.S. mortgage edged higher this week to just above its 2025 low. The average long-term mortgage rate rose to 6.16%, mortgage buyer Freddie Mac said Thursday. That’s up slightly from 6.15% last week,…

The top five mortgage lenders this week all lowered their rates slightly, now leading the field with rates in the sub-6% range, according to a survey conducted by Yahoo Finance. Lenders were ranked by annual percentage rate (APR),…

The top five mortgage lenders this week all moved their rates slightly lower, now leading the field with rates in the sub-6% range, according to a survey conducted by Yahoo Finance. Lenders were ranked by annual percentage rate (APR),…

Mortgage rates have increased this week, according to Freddie Mac. However, the Federal Reserve also just cut the federal funds rate by 25 basis points for the third time this year. So, will mortgage rates go down, making 2026 the…